This profile is built from public sources. Each licence row below shows whether our team has checked it against the regulator's register yet. Always confirm on the register yourself before you deposit.
XTB is a Warsaw-listed broker and one of the largest in Europe by client numbers. It runs everything on its own xStation platform and has added commission-free stock investing.
Serving you from: XTB International Limited — FSC Belize Tier 3 (offshore)
Strengths
- Listed on the Warsaw Stock Exchange
- KNF, FCA and CySEC licences in the group
- No minimum deposit and a well-regarded own platform
Weaknesses
- No MetaTrader or cTrader
- No copy trading
- Clients outside Europe are served from Belize
Best for: European traders who want a listed broker with a modern platform.
Key facts
- Founded
- 2002
- Headquarters
- Poland
- Publicly listed
- WSE: XTB
- Group regulators
- KNF, FCA, CySEC, DFSA, FSC Belize
- Min. deposit
- $0
- Platforms
- Own platform
- Execution
- Market maker
- Copy trading
- No
- Islamic account
- Yes
- Demo account
- Yes
Regulation and legal entities
A broker brand is usually several companies. The one you open an account with decides your leverage limit, whether you have negative balance protection, and which compensation scheme, if any, covers you.
| Legal entity | Regulator | Licence no. | Max. leverage | Our check |
|---|---|---|---|---|
| XTB S.A. Poland | KNF Tier 2 | To be confirmed | 1:30 | Not yet verified by us Open register |
| XTB Limited United Kingdom · FSCS up to £85,000 | FCA Tier 1 | 522157 | 1:30 | Not yet verified by us Open register |
| XTB Limited (Cyprus) Cyprus · ICF up to €20,000 | CySEC Tier 2 | 169/12 | 1:30 | Not yet verified by us Open register |
| XTB MENA Limited United Arab Emirates | DFSA Tier 2 | F006316 | Varies | Not yet verified by us Open register |
| XTB International Limited Belize | FSC Belize Tier 3 (offshore) | To be confirmed | Varies | Not yet verified by us Open register |
Accounts and fees
Spreads we measured
We have not measured live spreads for this broker yet. Until we do, cost does not count towards its rating.
Platforms and execution
XTB offers Own platform. Execution model as described by the broker: Market maker.
Deposits and withdrawals
We have not run our own deposit and withdrawal test with this broker yet. When we do, the log appears here with dates and times.
Country availability
Pick your country at the top of the page to see which XTB entity would serve you.
Not accepted, according to the broker: United States.
Alternatives with a shared regulator
| Broker | Trust Score | Your entity & regulator | Min. deposit | Platforms | |
|---|---|---|---|---|---|
| CMC Markets Since 1989 · LSE: CMCX | 91/99 | FCA #173730 CMC Markets UK plc | $0 | Own platform, MetaTrader 4, TradingView | Review Visit CMC MarketsOfficial site · we earn no commission here |
| Interactive Brokers Since 1978 · NASDAQ: IBKR | 91/99 | CFTC/NFA #0258600 Interactive Brokers LLC | $0 | Own platform, TradingView | Review Visit Interactive BrokersOfficial site · we earn no commission here |
| City Index Since 1983 · NASDAQ: SNEX (parent) | 89/99 | FCA #446717 StoneX Financial Ltd | — | Own platform, MetaTrader 4, TradingView | Review Visit City IndexOfficial site · we earn no commission here |
Trust Score and regulator are shown for the legal entity that serves your country. Change country at the top of the page.
Frequently asked questions
Is XTB regulated?
XTB operates through 5 legal entities in our database, holding licences or registrations with: KNF, FCA, CySEC, DFSA, FSC Belize. Which entity you sign up with depends on where you live, and so does the protection you get. Check the licence number on the regulator's own register before you deposit.
What is the minimum deposit at XTB?
XTB advertises a minimum first deposit of $0 on its entry-level account. The amount can differ by entity, account type and payment method.
Which trading platforms does XTB offer?
XTB offers: Own platform. Platform availability can vary between its entities.
Is XTB a safe broker?
No broker is risk-free. Our Global Trust Score for XTB is 50 out of 99. The score reflects the regulator tier of the entity that serves you, the group's other licences, company structure and track record. It says nothing about whether trading will be profitable for you.